Wing Hang Bank
Home Financial Planners Contact Us Sitemap
Platinum China Medical Card Insurance Plan
Platinum China Medical Card Insurance Plan
Wing Hang Platinum China Medical Card Insurance Plan* (“The Plan”) is exclusively designed for frequent cross-border travellers. Wing Hang Platinum China Medical Card will guarantee hospital admission or treatment in the unfortunate event of accident or illness in Mainland China, endorsed by over 100 hospitals within Mainland China. The insurance company will settle the medical expenses for you directly#. For staying in other hospital, the Company will guarantee payment of hospital admission deposit up to HK$39,000.
   
Other benefits under the Plan include: personal accident, medical expenses, emergency evacuation, compassionate visit and personal liability. The 24-Hour Emergency Assistance Hotline is available to provide free referral assistance related to medical, legal and interpretation services*.
   
 
Benefits and Coverage
Section
Coverage
Maximum benefit (HK$)
Plan I
Plan II
1. Personal Accident
Accidental death in Mainland China or Worldwide
Including death and permanent total disablement
500,000
300,000
2. Medical, Evacuation, Repatriation and Related Expenses (Mainland China cover)
Medical expenses
The cost of qualified medical treatment, surgery and hospitalization arising from illness or accidental injury during your trip.
Follow-up medical, hospital and treatment expenses reasonably incurred within 90 days of returning to Hong Kong SAR (subject to the above maximum limit)
500,000
125,000
300,000
75,000
Compassionate transfer
Ambulance service to transfer you directly from hospital to railway station, ferry harbour or airport upon discharge from hospital.
150/time
Compassionate visit
The transportation and accommodation expenses incurred for a family member or a friend to visit and take care of you if you are confined in the hospital for more than 7 days. Subject to a maximum of HK$1,000 per day for hotel accommodation.
15,000
10,000
Emergency medical evacuation
The cost of emergency evacuation arising from illness or accidental injury during your trip.
Actual Cost
Repatriation of mortal remains
The reasonable cost of transport of mortal remains to Hong Kong SAR
Actual Cost
Return of unattended children
The reasonable cost incurred to bring the unattended accompanying child (below the age of 17) home if you are seriously injured or sick or die during your journey.
15,000
10,000
Hospital Admission Guarantee
The admittance deposit for hospitalization in the event of accident bodily injury or sickness
39,000
3. Personal Liability
Your Personal liability in respect of injury and property damage to third parties, including costs and expenses incurred.
2,000,000
1,000,000
4. 24-Hour Emergency Assistance Hotline
Free medical, interpretation and legal services referral*. (*These are referral service only. You will have to bear the cost incurred for the actual medical, interpretation and legal services provided)
Free
   
 
   
 
Premium Table (HKD)
 
Plan I
Plan II
 
1-year
2-year
1-year
2-year
Cover with worldwide personal accident protection
Clerical work
999
1,598
638
1,020
Others^
1,388
2,220
968
1,549
Cover with China personal accident protection
Clerical work
699
1,118
488
780
Others^
888
1,420
588
940
  ^ This Plan does not provide cover for proposers engaging in duty with any armed force of any country or international authority, loading or unloading of objects on ships, being stevedore, acrobat, aircrew, ship crew, aerial worker, racing driver, truck driver, demolition worker, stuntman, entertainer, jockey, underground and underwater worker, explosive worker, construction worker, worker at height including but not limited to scaffolding worker, circus trainer, detective, war correspondent, wild animal trainer and fireman.
   
  #Medical expenses coverage is subject to the maximum limit, terms and conditions as specified in the relevant policy document for the Plan.
   
  *Important Notice:
 
  • Only persons aged between 18 and 70 years are eligible for application.
 
  • The proposer and the insured person must both have a valid HKID card.
 
  • Maximum duration for every single trip is 100 days. No limit on number of trips per year.
 
  • Referral assistance are services for arranging the mentioned services only. You shall have to bear the costs incurred for the actual medical, legal or interpretation services.
   
  *Major Exclusion from the insurance coverage:
  Accidents caused by war, injury or illness sustained before travelling, injury or illness caused by childbirth, alcoholism or abuse of drugs, or travel against the advice of medical practitioner or the purpose of obtaining medial treatment.
   
  The above information is for reference only. Where there is any discrepancy or inconsistency between the above information and the terms and conditions of the insurance policy, the latter shall prevail.

The Wing Hang Platinum China Medical Card Insurance Plan is underwritten by Liberty International Insurance Limited and arranged through Wing Hang Insurance Agency Limited that acts as an independent intermediary.
   
 
For more information on our insurance products, please contact us.
Hotline: (852) 2272 8893
Fax: (852) 2854 1103
Email: whi@whbinsurance.com or visit any branches of Wing Hang Bank for enquiry
   
 
   
 

Travelon Insurance Plan

Platinum Home Insurance Plan

Platinum Maid Insurance Plan

Platinum China Medical Card Insurance Plan

Travelon Insurance Plan

Platinum Motor Insurance Plan